Cullen & Associates, Inc.
Cullen & Associates, Inc.
  • Home
  • About
  • Our Team
  • Services
  • Contact us
  • FAQs
  • Adjusters
  • More
    • Home
    • About
    • Our Team
    • Services
    • Contact us
    • FAQs
    • Adjusters
  • Home
  • About
  • Our Team
  • Services
  • Contact us
  • FAQs
  • Adjusters

better together by any measure

Contact Us!

Experienced Professionals. Consistent Field Execution.

Cullen & Associates is comprised of experienced independent adjusters committed to disciplined field investigation, clear documentation, and professional conduct.


Our team understands that independent adjusting is not just about inspecting damage, it is about representing carriers responsibly in the field and providing reliable information that supports sound claim decisions.

Our Adjusters

Each adjuster at Cullen & Associates brings hands-on experience across a range of loss types and jurisdictions. Assignments are handled with consistency, attention to detail, and respect for the insured, the carrier, and the claims process.


Our adjusters are expected to:

  • Conduct thorough, unbiased field inspections 
  • Document observed conditions clearly and accurately 
  • Communicate findings without speculation 
  • Adhere to carrier reporting standards and expectations 

This disciplined approach ensures that every file reflects the same level of professionalism, regardless of complexity or severity.

Professional Experience

Our team’s experience includes:

  • Residential and commercial property losses 
  • Casualty and liability investigations 
  • Complex and large-loss assignments 
  • Catastrophe response and surge support 
  • Multi-jurisdictional claim handling 

We recognize that field documentation often becomes the foundation for downstream review, internal discussion, and dispute resolution. That responsibility guides how our team approaches every inspection.

Consistency Across Assignments

Cullen & Associates emphasizes consistency in:

  • Investigation methods 
  • Documentation standards 
  • Reporting structure 
  • Professional judgment 

This consistency allows carriers to rely on our work product regardless of location, adjuster assignment, or claim volume.

A Professional Standard

Our adjusters operate with professional independence and objectivity. We do not advocate for outcomes; we provide accurate observations, disciplined analysis, and clear reporting so carriers can make informed decisions.


Each team member is held to the same standard of accountability and professionalism.

Working With Cullen & Associates

We value long-term professional relationships built on trust, performance, and reliability. Our team is structured to support carriers during routine assignments, complex losses, and high-volume events with the same level of care and attention. 

Submit Assignment

cullen management team

Charlie Cullen, EGA

Charlie Cullen, EGA

Charlie Cullen, EGA

President & Claims Manager

Kay Larowitz

Charlie Cullen, EGA

Charlie Cullen, EGA

Administration


Phil Barish, AIC, EGA

Phil Barish, AIC, EGA

Phil Barish, AIC, EGA

Claims & Systems Manager


Mike Johnson

Phil Barish, AIC, EGA

Phil Barish, AIC, EGA

Field Supervisor

Large Loss Consultant - St Louis, MO

cullen Senior field team

Rick Mason

Ryan Radakovich

Ryan Radakovich

Senior General Adjuster - Phoenix, AZ

Ryan Radakovich

Ryan Radakovich

Ryan Radakovich

Senior General Adjuster - Kansas City, MO

Clay Phillips

Ryan Radakovich

Clay Phillips

Senior General Adjuster - Des Moines, IA

Chris Johnson

Chris Phillips

Clay Phillips

Senior General Adjuster - St Louis, MO

Chris Phillips

Chris Phillips

Chris Phillips

Senior General Adjuster - Paducah, KY

Jim Kohrman

Chris Phillips

Chris Phillips

Senior General Adjuster - Chicago, IL

Greg Snow, AIC

Greg Snow, AIC

Greg Snow, AIC

Senior General Adjuster - Cincinnati, OH

Will Phillips

Greg Snow, AIC

Greg Snow, AIC

Senior General Adjuster - Buffalo, NY

Copyright © 2025 Cullen & Associates, Inc. - All Rights Reserved.

Powered by

  • Home
  • About
  • Our Team
  • Services
  • Contact us
  • FAQs
  • Adjusters