Cullen & Associates is comprised of experienced independent adjusters committed to disciplined field investigation, clear documentation, and professional conduct.
Our team understands that independent adjusting is not just about inspecting damage, it is about representing carriers responsibly in the field and providing reliable information that supports sound claim decisions.
Each adjuster at Cullen & Associates brings hands-on experience across a range of loss types and jurisdictions. Assignments are handled with consistency, attention to detail, and respect for the insured, the carrier, and the claims process.
Our adjusters are expected to:
This disciplined approach ensures that every file reflects the same level of professionalism, regardless of complexity or severity.
Our team’s experience includes:
We recognize that field documentation often becomes the foundation for downstream review, internal discussion, and dispute resolution. That responsibility guides how our team approaches every inspection.
Cullen & Associates emphasizes consistency in:
This consistency allows carriers to rely on our work product regardless of location, adjuster assignment, or claim volume.
Our adjusters operate with professional independence and objectivity. We do not advocate for outcomes; we provide accurate observations, disciplined analysis, and clear reporting so carriers can make informed decisions.
Each team member is held to the same standard of accountability and professionalism.
We value long-term professional relationships built on trust, performance, and reliability. Our team is structured to support carriers during routine assignments, complex losses, and high-volume events with the same level of care and attention.
President & Claims Manager
Administration
Claims & Systems Manager
Field Supervisor
Large Loss Consultant - St Louis, MO
Senior General Adjuster - Phoenix, AZ
Senior General Adjuster - Kansas City, MO
Senior General Adjuster - Des Moines, IA
Senior General Adjuster - St Louis, MO
Senior General Adjuster - Paducah, KY
Senior General Adjuster - Chicago, IL
Senior General Adjuster - Cincinnati, OH
Senior General Adjuster - Buffalo, NY